Roadway traffic accidents represent a global health crisis, yet conventional AI-based risk estimators typically generate point estimates without conveying model uncertainty, limiting their utility in critical decision-making. To address this, we introduce a novel geospatial deep learning framework, BetaRisk, that reframes risk estimation as a probabilistic learning problem. Rather than producing a single deterministic output, our model estimates a full Beta probability distribution over fatal crash risk from satellite imagery, yielding accurate and uncertainty-aware predictions.
A key innovation of our framework is the procedural generation of supervisory signals. Instead of using static labels, we dynamically create a target Beta distribution for each training sample based on the properties of a random crop augmentation. For positive samples (crash locations), the target distribution reflects the quality of the visual evidence in the crop, quantified by an "influence score" based on its size and centrality. This technique transforms data augmentation from a simple regularizer into a rich source of continuous supervision for learning both risk and uncertainty. Our model significantly outperforms baselines, achieving a 17-23% improvement in recall while delivering superior calibration.